This calendar includes both Proposed and Final Rules, other important Alerts, and their corresponding dates. It is updated weekly.
Please note that the items listed in the table below reflect those that became effective or have a mandatory compliance date of the current calendar year and beyond. For a complete list that includes previous years, please download and open the attachment labeled "EXCEL", below the table. The "PDF" attachment reflects the table on this page and is useful for looking ahead.
| Subject/Link to RegAlert | Issuing Agency | Issuance Type | Effective | Mandatory Compliance | Comments Due | Implementing Regulation |
| Nacha: New Return Reason Code | Nacha | Final Rule | 3/17/2028 | 3/17/2028 | N/A | |
| Nacha: Increased Same Day ACH Limit | Nacha | Final Rule | 9/17/2027 | 9/17/2027 | N/A | |
| Nacha: International ACH Transactions | Nacha | Final Rule | 3/19/2027 | 3/19/2027 | N/A | |
| FCC: Robocalls and Robotexts - Effective Date Delayed | FCC | Final Rule | 1/31/2027 | 1/31/2027 | 47 CFR 64 | |
| FDIC: Official Sign and Advertising Requirements - Compliance Date Extended | FDIC | Final Rule | 1/1/2027 | 12 CFR 328 | ||
| Nacha: ACH Accepted Characters | Nacha | Final Rule | 1/1/2027 | 1/1/2027 | N/A | |
| Nacha: IAT Contact Registration | Nacha | Final Rule | 1/1/2027 | 1/1/2027 | N/A | |
| NCUA: Share Insurance Rules | NCUA | Final Rule | 12/1/2026 | 12/1/2026 | 12 CFR 745 | |
| FDIC: Information Disclosure - Comment Period Extended | FDIC | Proposed Rule | 10/5/2026 | 12 CFR 303, 306, 309, 327, 337 | ||
| FDIC: Information Disclosure | FDIC | Proposed Rule |
UPDATED: 10/5/2025 |
12 CFR 303, 306, 309, 327, 337 | ||
| FTC: 2026 DNC Registry Fees | FTC | Final Rule | 10/1/2026 | 10/1/2026 | 16 CFR 310 | |
| FDIC: Stablecoin AML/CFT & Sanctions (Reporting Form-related Comment Request) | FDIC | Proposed Rule | 9/18/2026 | 12 CFR 350 | ||
| Nacha: Funds Availability for Non-SDA Credits - Exception | Nacha | Final Rule | 9/18/2026 | 9/18/2026 | N/A | |
| Nacha: Funds Availability for Non-SDA Credits | Nacha | Final Rule | 9/18/2026 | 9/18/2026 | N/A | |
| Nacha: IAT Entry Definition | Nacha | Final Rule | 9/18/2026 | 9/18/2026 | N/A | |
| NCUA: Chartering - Rescissions | NCUA | Final Rule | 9/8/2026 | 9/8/2026 | 12 CFR 701 | |
| NCUA: Chartering & Field of Membership - Rescission | NCUA | Final Rule | 9/8/2026 | 9/8/2026 | 12 CFR 701 | |
| NCUA: Insurance | NCUA | Final Rule | 9/8/2026 | 9/8/2026 | 12 CFR 741 | |
| NCUA: Limits on Loans to Other Credit Unions | NCUA | Final Rule | 9/8/2026 | 9/8/2026 | 12 CFR 701 | |
| NCUA: Obligations | NCUA | Final Rule | 9/8/2026 | 9/8/2026 | 12 CFR 701, 746 | |
| NCUA: Service Contracts | NCUA | Final Rule | 9/8/2026 | 9/8/2026 | 12 CFR 701, 721 | |
| NCUA: Suretyship & Guaranty | NCUA | Final Rule | 9/8/2026 | 9/8/2026 | 12 CFR 701 | |
| NCUA: Vehicle Loan Servicing | NCUA | Final Rule | 9/8/2026 | 9/8/2026 | 12 CFR 701, 741, 746 | |
| FRB: AML/CFT Programs | FRB | Proposed Rule | 9/8/2026 | 12 CFR 208 | ||
| FDIC: Assessments | FDIC | Proposed Rule | 8/31/2026 | 12 CFR 327 | ||
| FDIC: Resolution Submissions | FDIC | Proposed Rule | 8/31/2026 | 12 CFR 360 | ||
| OFAC: Iranian Transactions and Sanctions Regulations | OFAC | Final Rule | 8/24/2026 | 8/24/2026 | 31 CFR 560 | |
| FCA: Loan Performance Categories and Financial Reporting - Effective Date | FCA | Final Rule | 8/24/2026 | 8/24/2026 | 12 CFR 621 | |
| FCA: Loan Performance Categories and Financial Reporting | FCA | Final Rule |
UPDATED: 8/24/2026 |
UPDATED: 8/24/2026 |
12 CFR 621 | |
| Agencies: Stablecoin CIP | FinCEN, OCC, FRB, FDIC, NCUA | Proposed Rule | 8/21/2026 | 31 CFR 1033 | ||
| FFIEC: CAMELS Rating System | FFIEC | Proposed Rule | 8/17/2026 | N/A | ||
| FinCEN: MN GTO - Renewed | FinCEN | Action Alert | 8/11/2026 | 8/11/2026 | 31 CFR 1010 | |
| CFPB: Mortgage Disclosures - RFI | CFPB | Proposed Rule | 8/10/2026 | 12 CFR 1024, 1026 | ||
| FDIC: Stablecoin AML/CFT & Sanctions (PPSI Proposed Rule) | FDIC | Proposed Rule | 8/4/2026 | 12 CFR 350 | ||
| FTC: AI Accuracy Suppression Policy Statement | FTC | Proposed Rule | 7/31/2026 | 15 USC § 45 | ||
| OFAC: Legal Services Payment Authorizations & Updated Contact Information | OFAC | Final Rule | 7/27/2026 | 7/27/2026 | 31 CFR various | |
| NCUA: Reputation Risk - Prohibition | NCUA | Final Rule | 7/27/2026 | 7/27/2026 | 12 CFR 702, 791 | |
| FRB: Payment Accounts | FRB | Proposed Rule | 7/27/2026 | 12 CFR 201, 204 | ||
| FinCEN: Huione Group - Special Measure - Amended | FinCEN | Proposed Rule | 7/27/2026 | 31 CFR 1010 | ||
| Nacha: ACH Contact Registry | Nacha | Final Rule | 7/24/2026 | 7/24/2026 | N/A | |
| OCC: Stablecoin AML/CFT & Sanctions | OCC | Proposed Rule | 7/24/2026 | 12 CFR 4, 15, 19 | ||
| CFPB: ECOA/Regulation B | CFPB | Final Rule | 7/21/2026 | 7/21/2026 | 12 CFR 1002 | |
| NCUA: Stablecoin Standards Implementation | NCUA | Proposed Rule | 7/17/2026 | 12 CFR 702, 704, 706, 745, 747 | ||
| NCUA: Record Retention | NCUA | Final Rule | 7/16/2026 | 7/16/2026 | 12 CFR 703, 749 | |
| 2026 Housing Act: FCU Board Meetings | Congress | Final Rule | 7/11/2026 | 7/11/2026 | N/A | |
| 2026 Housing Act: FDIC-Insured Bank Custodial and Brokered Accounts | Congress | Final Rule | 7/11/2026 | 7/11/2026 | N/A | |
| 2026 Housing Act: FDIC-Insured Bank Exam Cycle Asset Thresholds | Congress | Final Rule | 7/11/2026 | 7/11/2026 | N/A | |
| NCUA: Board Member Reimbursement | NCUA | Final Rule | 7/9/2026 | 7/9/2026 | 12 CFR 701 | |
| NCUA: Depository Institution Management Interlocks Act Thresholds | NCUA | Proposed Rule | 7/6/2026 | 12 CFR 711 | ||
| NCUA: Share Insurance - Technical Amendments | NCUA | Proposed Rule | 7/6/2026 | 12 CFR 701, 713, 741 | ||
| CFPB: Small Business Lending Data Collection & Reporting Rule - Compliance Dates Extended (REPLACED) | CFPB | Final Rule | REPLACED | REPLACED | 12 CFR 1002 | |
| Bank Agencies: Regulatory Capital Rule: CBLR Framework - Revisions | FDIC, FRB, OCC | Final Rule | 7/1/2026 | 7/1/2026 | 12 CFR 3, 217, 324 | |
| CFPB: Small Business Lending Data Collection & Reporting Rule | CFPB | Final Rule | 6/30/2026 | 1/1/2028 | 12 CFR 1002 | |
| NCUA: FCU Non-Interest Charges & Fees - Preemption | NCUA | Final Rule | 6/30/2026 | 6/30/2026 | 7/9/2026 | 12 CFR 701 |
| OCC: National Bank Non-Interest Charges & Fees | OCC | Final Rule | 6/30/2026 | 6/30/2026 | 5/29/2026 | 12 CFR 7 |
| FRB: Mutual Banking Organizations Capital Instruments | FRB | Info Alert | 6/30/2026 | N/A | ||
| Nacha: Return Timeframes & Banking Day - RFIs | Nacha | Proposed Rule | 6/26/2026 | N/A | ||
| NCUA: Data Collection - RFI | NCUA | Proposed Rule | 6/23/2026 | N/A | ||
| NCUA: Bank Conversions & Mergers | NCUA | Proposed Rule | 6/22/2026 | 12 CFR 708 | ||
| FCA: Assessments | FCA | Proposed Rule | 6/22/2026 | 12 CFR 607 | ||
| OCC: Escrow Account Interest & Preemptions | OCC | Final Rule | 6/18/2026 | 6/18/2026 | 12 CFR 34, 160 | |
| Bank Agencies: Regulatory Capital Category I & II | FDIC, FRB, OCC | 6/18/2026 | 12 CFR 3, 6, 32, 208, 217, 225, 238, 252, 324 | |||
| Bank Agencies: Regulatory Capital & Risk-Weighted Assets | FDIC, FRB, OCC | 6/18/2026 | 12 CFR 3, 217, 238, 252, 324 | |||
| Nacha: ACH Contact Registry | Nacha | Proposed Rule | 6/12/2026 | N/A | ||
| OCC & FDIC: Reputation Risk | OCC, FDIC | Final Rule | 6/9/2026 | 6/9/2026 | 12 CFR 1, 4, 30, 302, 364 | |
| FinCEN & OFAC: Stablecoin AML/CFT & Sanctions | FinCEN, OFAC | Proposed Rule | 6/9/2026 | 31 CFR 502,1010, 1033 | ||
| FDIC: Stablecoin - GENIUS Act Implementation | FDIC | Proposed Rule | 6/9/2026 | 12 CFR 324, 330, 350 | ||
| FRB: FedNow Intermediaries | FRB | Proposed Rule | 6/9/2026 | 12 CFR 210 | ||
| Agencies & FinCEN: AML/CFT | OCC, FDIC, NCUA, FinCEN | Proposed Rule | 6/9/2026 | 12 CFR 21, 326, 748 | ||
| NCUA: Field of Membership - Common Bond FCUs | NCUA | Proposed Rule | 6/8/2026 | 12 CFR 701 | ||
| NCUA: EGRPRA Request for Comments | NCUA | Proposed Rule | 6/1/2026 | N/A | ||
| FinCEN: Whistleblower Incentives & Protections | FinCEN | Proposed Rule | 6/1/2026 | 31 CFR 1010 | ||
| OCC: Non-Discrimination & Risk Retention Rescissions | OCC | Proposed Rule | 5/27/2026 | 12 CFR 24, 43, 128 | ||
| NCUA: Vehicle Loan Servicing | NCUA | Proposed Rule | 5/26/2026 | 12 CFR 701, 741, 746 | ||
| FDIC: Stablecoin Issuance - Comment Period Extended | FDIC | Proposed Rule | 5/18/2026 | 12 CFR 303 | ||
| NCUA: Record Retention | NCUA | Proposed Rule | 5/11/2026 | 12 CFR 703, 749 | ||
| OCC: Stablecoins | OCC | Proposed Rule | 5/1/2026 | 12 CFR 3, 6, 8, 15, 19 | ||
| FCA: Permanent Capital | FCA | Proposed Rule | 4/28/2026 | 12 CFR 607, 611, 613, 614, 615, 620, 627, 628, 630 | ||
| FRB: Reputation Risk & Debanking | FRB | Proposed Rule | 4/27/2026 | 12 CFR 262 | ||
| NCUA: Board Member Training | NCUA | Proposed Rule | 4/27/2026 | 12 CFR 701 | ||
| NCUA: Statutory Liens | NCUA | Proposed Rule | 4/27/2026 | 12 CFR 701 | ||
| NCUA: Service Contracts | NCUA | Proposed Rule | 4/27/2026 | 12 CFR 701 | ||
| NCUA: Obligations | NCUA | Proposed Rule | 4/27/2026 | 12 CFR 701, 746 | ||
| NCUA: Compensation | NCUA | Proposed Rule | 4/27/2026 | 12 CFR 701 | ||
| NCUA: Interest Refunds | NCUA | Proposed Rule | 4/27/2026 | 12 CFR 701 | ||
| FTC: COPPA | FTC | Final Rule | 6/23/2025 |
Relevant provisions: 4/22/2026 |
16 CFR 312 | |
| FDIC: Deposit Insurance Coverage - Clarification | FDIC | Final Rule | 4/22/2026 | 4/22/2026 | 12 CFR 330 | |
| OCC: Appeals | OCC | Proposed Rule | 4/20/2026 | 12 CFR 4 | ||
| NCUA: Stablecoin Issuance | NCUA | Proposed Rule | 4/13/2026 | 12 CFR 706 | ||
| FTC: Negative Option Rule | FTC | Proposed Rule | 4/13/2026 | 16 CFR 425 | ||
| NCUA: Chartering & Field of Membership - Rescission | NCUA | Proposed Rule | 4/13/2026 | 12 CFR 701 | ||
| NCUA: Conversions & Mergers | NCUA | Proposed Rule | 4/13/2026 | 12 CFR 708 | ||
| FCC: Robocalls and Robotexts - Effective Date Delayed | FCC | Final Rule |
DELAYED AGAIN: § 64.1200(a)(10): 1/31/2027 |
DELAYED AGAIN: § 64.1200(a)(10): 1/31/2027 |
47 CFR 64 | |
| OCC: Community Bank Licensing | OCC | Final Rule | 4/3/2026 | 4/3/2026 | 12 CFR 5 | |
| OCC: Fair Housing Home Loan Data System - Rescission | OCC | Final Rule | 4/3/2026 | 4/3/2026 | 12 CFR 27 | |
| FinCEN: MBaer - Special Measure | FinCEN | Proposed Rule | 4/1/2026 | 31 CFR 1010 | ||
| OCC: National Bank Chartering | OCC | Final Rule | 4/1/2026 | 12 CFR 5 | ||
| NCUA: Insurance | NCUA | Proposed Rule | 3/30/2026 | 12 CFR 741 | ||
| NCUA: Public Unit and Nonmember Shares | NCUA | Proposed Rule | 3/30/2026 | 12 CFR 701 | ||
| NCUA: Board Member Reimbursement | NCUA | Proposed Rule | 3/27/2026 | 12 CFR 701 | ||
| FCA: Business Planning | FCA | Final Rule | 3/23/2026 | 3/23/2026 | 12 CFR 618 | |
| Nacha: Fraud Monitoring | Nacha | Final Rule |
Phase 1: 3/20/2026 Phase 2: 6/19/2026 |
Phase 1: 3/20/2026 Phase 2: 6/19/2026 |
N/A | |
| Nacha: Company Entry Descriptions | Nacha | Info Alert | 3/20/2026 | 3/20/2026 | N/A | |
| FRB: Rules of Procedure - Correction | FRB | Final Rule | 3/20/2026 | 3/20/2026 | 12 CFR 262 | |
| Court Order: FinCEN: Residential Real Estate Transfers Reporting Rule - Vacated | Court, FinCEN | Info Alert | 3/19/2026 | 31 CFR 1031 | ||
| NCUA: Nondiscrimination - Rescission | NCUA | Proposed Rule | 3/16/2026 | 12 CFR 701 | ||
| NCUA: Chartering - Rescissions | NCUA | Proposed Rule | 3/16/2026 | 12 CFR 701, 704 | ||
| FRB: Check Services - RFI | FRB | Proposed Rule | 3/9/2026 | N/A | ||
| FinCEN: Southwest U.S. Border GTO - Modified & Reissued | FinCEN | Action Alert | 3/7/2026 | 3/7/2026 | 31 CFR 1010 | |
| Homebuyers Privacy Protection Act | Congress | Final Rule | 3/4/2026 | 3/4/2026 | N/A | |
| FDIC: Official Sign and Advertising Requirements | FDIC | Final Rule | 3/2/2026 | 4/1/2027 | 12 CFR 328 | |
| OCC: Heightened Standards | OCC | Proposed Rule | 3/2/2026 | 12 CFR 30 | ||
| CFPB: Residential PACE Financing (Regulation Z) | CFPB | Final Rule | 3/1/2026 | 3/1/2026 | 12 CFR 1026 | |
| FinCEN: Residential Real Estate Transfers Reporting Rule VACATED | FinCEN | Final Rule | VACATED | VACATED | 31 CFR Chap. X | |
| NCUA: Limits on Loans to Other Credit Unions | NCUA | Proposed Rule | 2/27/2026 | 12 CFR 701 | ||
| NCUA: Catastrophic Act Reporting | NCUA | Proposed Rule | 2/27/2026 | 12 CFR 748 | ||
| NCUA: Suretyship & Guaranty | NCUA | Proposed Rule | 2/27/2026 | 12 CFR 701 | ||
| NCUA: Advertising Insured Status | NCUA | Proposed Rule | 2/27/2026 | 12 CFR 740 | ||
| FinCEN: MN GTO - Exemptive Relief | FinCEN | Action Alert | 2/27/2026 | 31 CFR 1010 | ||
| FDIC: Branch and Office Establishment and Relocation | FDIC | Final Rule | 2/27/2026 | 2/27/2026 | 12 CFR 303, 345 | |
| FCA: Technical Amendments | FCA | Final Rule | 2/25/2026 | 12 CFR 611, 614, 620, 626, 628, 630 | ||
| OCC: CRA Strategic Plan Process | OCC | Proposed Rule | 2/20/2026 | 12 CFR 25 | ||
| FDIC: Stablecoin Issuance | FDIC | Proposed Rule |
DELAYED TO: 5/18/2026 |
12 CFR 303 | ||
| FinCEN: Customer Due Diligence - Exceptive Relief | FinCEN | Action Alert | 2/13/2026 | N/A | ||
| FTC: Click to Cancel | FTC | Final Rule | 2/12/2026 | 2/12/2026 | 12 CFR 425 | |
| FinCEN: MN GTO | FinCEN | Action Alert | 2/12/2026 - 8/10/2026 | 2/12/2026 - 8/10/2026 | 31 CFR 1010 | |
| OCC: National Bank Chartering | OCC | Proposed Rule | 2/11/2026 | 12 CFR 5 | ||
| NCUA: Supervisory Committee Audits | NCUA | Proposed Rule | 2/9/2026 | 12 CFR 715 | ||
| NCUA: Corporate Credit Unions | NCUA | Proposed Rule | 2/9/2026 | 12 CFR 704 | ||
| NCUA: Member Information and Notice | NCUA | Proposed Rule | 2/9/2026 | 12 CFR 748 | ||
| FRB: “Skinny” Payment Account Prototype - RFI | FRB | Proposed Rule | 2/6/2026 | N/A | ||
| FCA: Loan Performance Categories and Financial Reporting | FCA | Proposed Rule | 2/3/2026 | 12 CFR 621 | ||
| Banking Agencies: Regulatory Capital Rule: CBLR Framework - Revisions | FDIC, FRB, OCC | Proposed Rule | 1/30/2026 | 12 CFR 3, 217, 324 | ||
| Bank Agencies: Call Report - RFI | FDIC, FRB, OCC | Proposed Rule | 1/30/2026 | N/A | ||
| OCC: RE Lending Escrow Accounts | OCC | Proposed Rule | 1/29/2026 | 12 CFR 34, 160 | ||
| OCC: State Interest-on-Escrow - Preemption | OCC | Proposed Rule | 1/29/2026 | 12 CFR 34 | ||
| OCC: Service Provider Engagement - RFI | OCC | Proposed Rule | 1/27/2026 | N/A | ||
| OCC: Licensing | OCC | Proposed Rule | 1/20/2026 | 12 CFR 5 | ||
| FTC: 2026 Clayton Act Thresholds | FTC | Info Alert | 1/16/2026 | 1/16/2026 | N/A | |
| CFPB: 2026 Regulation Z HPML Escrow and QM Exemption Threshold | CFPB | Final Rule | 1/7/2026 | 1/7/2026 | 12 CFR 1026 | |
| FDIC & FRB: 2026 CRA Asset Thresholds | FDIC, FRB | Final Rule | 1/7/2026 | 1/7/2026 | N/A | |
| CFPB: 2026 HMDA Asset-Size Exemption Threshold | CFPB | Final Rule | 1/7/2026 | 1/7/2026 | 12 CFR 1003 | |
| FDIC: Official Sign and Advertising Requirements - Compliance Date Extended | FDIC | Final Rule |
EXTENDED TO: 1/1/2027 |
12 CFR 328 | ||
| OCC: 2026 CRA Asset Thresholds | OCC | Final Rule | 1/1/2026 | 1/1/2026 | N/A | |
| CFPB & FRB: 2026 Regulation M Threshold | CFPB, FRB | Final Rule | 1/1/2026 | 1/1/2026 | 12 CFR 213, 1013 | |
| CFPB & FRB: 2026 Regulation Z Threshold | CFPB, FRB | Final Rule | 1/1/2026 | 1/1/2026 | 12 CFR 226, 1026 | |
| CFPB: 2026 Regulation Z Thresholds for CARD Act, HOEPA, and QMs | CFPB | Final Rule | 1/1/2026 | 1/1/2026 | 12 CFR 1026 | |
| Bank Agencies: 2026 HPML Appraisal Threshold | CFPB, OCC, FRB | Final Rule | 1/1/2026 | 1/1/2026 | 12 CFR 34, 226, 1026 | |
| FDIC: Regulatory Thresholds | FDIC | Final Rule | 1/1/2026 | 1/1/2026 | 12 CFR 303, 314, 335, 340, 347, 363, 380 | |
| OCC: 2026 Fees and Assessments Structure | OCC | Info Alert | 1/1/2026 | N/A | ||
| EFTA/Regulation E: Remittance Transfer Excise Tax | Congress | Action Alert | 1/1/2026 | 1/1/2026 | N/A | |
| NCUA: Succession Planning | NCUA | Final Rule | 1/1/2026 | 1/1/2026 | 12 CFR 701, 741 | |
| FCA: HVCRE Risk Weighting - Implementation Date Delayed | FCA | Final Rule | 1/1/2025 | 1/1/2026 | 12 CFR 628 | |
| FRB: Reserve Requirements (Regulation D) - 2026 Indexing | FRB | Final Rule | 12/24/2025 | 1/1/2026 | 12 CFR 204 |
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